What to Do When Someone Scratches Your Car?
2 Answers
When your car is scratched by someone else, the first step is to check the dashcam. If your car is equipped with a dashcam, you can retrieve the footage to identify the other party's license plate number and then report it to the police. Here are some related details about traffic accidents: 1. Compensation Time: The compensation should be claimed within three months from the date the vehicle is repaired or the traffic accident case is closed. The policyholder should bring the insurance policy, accident handling certificate, accident mediation document, repair list, and other relevant documents to the insurance company to receive compensation. 2. Insurance Claim: After a traffic accident occurs, it is important to properly protect the scene and promptly report the incident to the insurance company. For road accidents, the traffic department should also be notified for handling. For non-road traffic accidents, relevant proof materials should be provided.
If someone scratches my car, I will first take a deep breath to stay calm, safely pull over to the side of the road, and get out to inspect the damage. I will carefully take clear photos of the scratches and the accident scene, as detailed as possible, for future reference. Then, I will politely communicate with the other party, exchanging names, contact numbers, driver's license numbers, and insurance policy numbers—leaving nothing out. If the incident occurs on the road, I will make sure not to block traffic and wait for the police to arrive and document the incident for added security. Afterward, I will contact my own insurance company to report the incident, and they will guide me through the repair process, including damage assessment and claims. Settling privately is only an option when liability is clear, to avoid future disputes. In daily driving, I will cultivate good habits, such as checking the rearview mirrors more often and being cautious of blind spots to minimize accidents. This minor incident reminds me of the importance of safe driving and the need to repair the car promptly to prevent rust and further damage.
