What to Do When Encountering a Scrape in a Parking Lot?

[McFernando]

Solutions for encountering a scrape in a parking lot: 1. If the car is in a free parking lot, you can file a claim with the insurance company or seek compensation from the responsible party. 2. If it's in a paid parking lot, you can seek compensation from the parking lot management or the responsible party. 3. If the car is parked in a free parking lot and not illegally parked, you can report it to your insurance company for compensation. If the responsible vehicle cannot be found, the insurance company typically applies a deductible rate of 10-30%, usually around 30%. Legal basis: According to Article 8 of the "Special Vehicle Insurance Clause Regulations," if the vehicle damage should be compensated by a third party but the third party cannot be found, the insurance company has the right to deduct a 30% deductible rate, thus compensating the car owner for only 70% of the loss.