What to Do When Compulsory Auto Insurance Expires?
2 Answers
Solution for expired compulsory auto insurance: Bring your ID card, vehicle license (for company vehicles, the organization code certificate is also required), and the previous year's compulsory insurance policy to the insurance company for renewal. The grace period for compulsory auto insurance can be extended up to 3 months. Within this period, the original insurance company can still accept renewal, but vehicles without compulsory insurance are not allowed on the road as per regulations. Compulsory auto insurance is a mandatory liability insurance where the insurance company compensates for personal injury, death, or property damage caused to victims (excluding the vehicle's occupants and the insured) in road traffic accidents within the liability limits.
I panicked when this first happened to me, so I borrowed a friend's car to drive to the insurance company's office. I brought my ID card, vehicle license, and driver's license, and the staff helped me repurchase the compulsory traffic insurance on the spot. If you don't have a car to use, you can call the insurance company or use their official app to purchase the insurance on your phone. You'll receive the electronic policy immediately after payment. Remember, never drive without renewing your insurance—getting caught will result in your car being impounded and a fine of twice the premium, not to mention the hassle if you're involved in an accident. After that, I set a phone alarm for the next renewal date and even stuck a note on my windshield as a reminder. Also, make sure to check if the blue compulsory insurance label provided by the insurer is affixed to your car window—though some cities now accept electronic policies.
