
Do not attempt to restart the engine after the vehicle stalls while driving through water. When a car is moving through water without stalling, the strong force from the exhaust pipe can push the water away. However, if the engine stalls and is restarted, water may enter the engine through the exhaust pipe or the air intake, causing engine damage. If the vehicle has already stalled in water, the only option is to wait for rescue. After the vehicle is rescued, you can file a claim for compensation. There are two types of insurance related to water damage: one is the common vehicle damage insurance, and the other is called engine damage insurance, commonly known as waterlogging insurance. The scope of application for waterlogging insurance is relatively limited, and fewer people opt for this coverage.

A few days ago, my friend's car encountered this situation. When the car stalls due to water ingress, the most crucial thing is never to restart the engine, otherwise the entire engine might be ruined. At this point, you should immediately turn on the hazard lights and shut off all electrical devices in the car. If the water level isn't too high, quickly unbuckle the seatbelt and exit through the door; if the water is deep, climb out through the sunroof or windows as soon as possible. After evacuating, contact the insurance company to file a report immediately and call for a professional tow truck to take the car to a repair shop. The mechanic will disassemble and clean the engine, checking if the connecting rods and cylinders are damaged. The whole process might take three to five days, but safety is more important than anything else.

Let me tell you this story properly. My cousin learned this the hard way last year. The moment your car stalls in water, you must immediately turn off the ignition and cut power—never be tempted to turn the key and restart it. Then promptly turn on the hazard lights, carefully assess the water level before deciding how to evacuate. The most crucial step is to contact your insurance company for damage assessment and arrange for a flatbed tow truck to transport your car. At the repair shop, insist on a thorough inspection of the electrical system and engine internals. Finally, a reminder to everyone: during rainy seasons, try to avoid waterlogged roads, and when wading through water, remember to shift to low gear and maintain steady throttle.

Listen, if your car stalls in water, don't panic. First, turn off the engine immediately and stay calm. If the water level exceeds the exhaust pipe, don't move around—call for professional help. After moving to a safe area, notify your insurance company right away and take photos of the vehicle damage and water level as evidence. During repairs, insist on cleaning the engine block and checking the crankshaft and piston rings. After the car is fixed, pay extra attention to any unusual noises during the first few starts. Remember to check the weather forecast before heading out in heavy rain next time, and avoid low-lying areas if possible.


