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What to Do When a Parked Car Gets Scratched?

1Answers
DeCatherine
09/08/2025, 12:20:26 AM

If your parked car gets scratched, you should call the police. Here are the specific steps: If the owner is present: Immediately negotiate with the person responsible. Depending on the situation, you can choose to settle privately or file a claim with their insurance for repairs. If you feel the estimated cost is unreasonable, it's best to proceed with an insurance assessment. If the owner is not present: If the car is scratched in a parking lot, contact the parking lot management first. Since you paid to park there, the parking lot has a duty to safeguard your vehicle. Most formal parking lots have liability insurance, and they will file a claim with their insurance company for compensation, which will then be paid to you. If the car is parked on the roadside: You can only call the police. If the responsible party cannot be found, you will have to rely on your own insurance for repairs.

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