
You should immediately stop the vehicle, turn off the engine, and turn on the hazard lights. Check for injuries and promptly call for emergency assistance if needed. In China, road traffic accidents are classified into the following four categories: 1. Minor accidents: These refer to accidents resulting in minor injuries to 1-2 people, with property damage less than 1,000 RMB for motor vehicles or less than 200 RMB for non-motor vehicles. 2. General accidents: These refer to accidents resulting in serious injuries to 1-2 people or minor injuries to 3 or more people, with property damage less than 30,000 RMB. 3. Major accidents: These refer to accidents resulting in fatalities of 1-2 people or serious injuries to 3-10 people, with property damage between 30,000 RMB and 60,000 RMB. 4. Severe accidents: These refer to accidents resulting in fatalities of 3 or more people, or serious injuries to 11 or more people, or 1 fatality with 8 or more serious injuries, or 2 fatalities with 5 or more serious injuries, or property damage exceeding 60,000 RMB.

I've been driving for over twenty years and have experienced a few minor scrapes. In the event of a car accident, it's crucial to stay calm immediately, stop the car, turn off the engine, and activate the hazard lights and place the warning triangle. The priority is to check yourself and passengers for injuries—if anyone is hurt, call 120 for help right away. Then, immediately report the accident to the police by dialing 122 or 110, and avoid moving the vehicle or fleeing the scene. While waiting for the police, exchange documents, contact information, and insurance details with the other party. Use your phone to take photos of the vehicle damage, the scene including road signs—these photos are particularly important for insurance claims. For regular car maintenance, remember to check tires and brakes periodically to reduce accident risks. After the incident, contact your insurance company as soon as possible to handle the claim, avoid private settlements that could lead to disputes, and always prioritize safety throughout the entire process.

New drivers often worry about what to do in case of an accident. Here's how I would handle it: First, stop the car, engage the handbrake, and turn on the hazard lights—don't panic. Check if you or others are injured; call 120 for an ambulance immediately if injuries are severe. Report the accident to the police, describing the location and situation, then wait patiently. Remember to exchange driver's licenses and insurance details, note the other party's license plate number and phone number, and take multiple photos of the scene as a precaution. When filing an insurance claim later, don’t rush to sign anything—wait for a professional assessment. This experience taught me the importance of safe driving, such as maintaining distance and staying focused on the road. Throughout the process, avoid arguments—keeping harmony is most important.

Handling traffic accidents emphasizes following procedures: stop the car and turn on hazard lights, ensure safety first by checking for injuries or fatalities. If there are injuries, call emergency services at 120. Immediately report to the traffic police at 122 and wait for handling. Exchange driver's licenses and insurance information, take photos to document the location and damages. Wait for the traffic police to determine responsibility before reporting to the insurance company for claims. Follow up with repairs afterward to avoid minor oversights affecting subsequent steps.


