
In the event of a traffic accident without a dashcam, you should promptly call the police. The traffic police will determine the liability for the accident, and compensation will be processed based on the liability assessment. Here are the relevant details: Resolution Method: After a traffic accident occurs, you should call the police immediately. The traffic police will conduct an on-site investigation and produce a Traffic Accident Liability Determination Report. Generally, in collisions between motor vehicles, the party with greater fault bears the primary responsibility. In cases involving motor vehicles and non-motor vehicles or pedestrians, the motor vehicle party bears the primary responsibility. If both parties involved in the accident have committed violations and the degree of fault is similar, they will share equal responsibility. If a party disagrees with the liability determination, they may file a reconsideration with the administrative authority within seven days.

I've been driving for over twenty years and have encountered several accidents without a dashcam. After an accident, immediately stop the car, turn on the hazard lights, and ensure everyone is away from the danger zone, especially to prevent secondary collisions. If anyone is injured, prioritize calling 120 for rescue. Keep the vehicles in their original positions without moving, and take photos from multiple angles with your phone: including panoramic shots of the scene, close-ups of the damage to both vehicles, traffic signs, and road conditions. Find witnesses to record their contact information and testimonies—they can sometimes be more reliable than dashcams. Call the police to have them arrive and make an official report, as the report is a crucial piece of evidence. Exchange information with the other party: license plate number, insurance details, and driver's license number. Afterward, reflect on the incident and consider installing a dashcam to enhance safety, but first focus on handling the current situation to ensure everyone's safety.

As an ordinary car owner, I prioritize practicality. In the event of an accident without a dashcam, I immediately calm down and take comprehensive photos: front view, rear view, side view, close-ups of vehicle damage, surrounding environment, and traffic light status. Clearly note the time, location, and the other driver's information for future reference. Ask passing pedestrians or witnesses and jot down their phone numbers for police verification. Contact the insurance company to report the accident, and they will guide you through the next steps. Stay friendly and avoid arguments throughout the process. Afterward, I reflected that spending a few hundred dollars on a dashcam can save a lot of trouble—it's a worthwhile investment. This can prevent similar accidents in the future, as being one step ahead brings extra peace of mind.

Handling an accident without a dashcam, I prioritize efficiency. Immediately stop to protect the scene and call the police for on-site documentation. Clearly state the facts to the officers, avoiding arguments by not admitting fault. Collect the other party's license plate and insurance information for exchange. Afterwards, notify your insurance company and provide all details. Experience has taught me that the police report is the core evidence. Resolve matters swiftly while ensuring safety comes first.


