What to Do If Your Parked Car Gets Scratched on the Roadside?
1 Answers
Check if there are any surveillance cameras nearby. Nowadays, many places have surveillance systems, and you can identify the offending vehicle through the footage. Once you have the license plate number, you can report it to the police to locate the responsible party. Relevant handling suggestions: 1. Report to the police: File a report to find the perpetrator through surveillance and apply for compensation. 2. File an insurance claim: If the car was parked legally on the roadside and got scratched, you can directly file a claim with your own insurance company. If the offending vehicle is not found, the insurance company usually has a 10-30% deductible rate, meaning they will cover 70% of the repair costs, leaving the remaining 30% to be borne by the car owner. 3. Repair it yourself: For minor scratches, you can opt for repainting, which typically costs a few hundred yuan.