What to Do If Your Parked Car Gets Scratched and the Other Party Disappears?
2 Answers
Check if there are any surveillance cameras nearby. Nowadays, many places have surveillance systems. You can locate the vehicle involved in the incident through the footage and then find the responsible party by reporting the license plate number to the police. Recommended actions: 1. Report to the police: File a report to identify the perpetrator through surveillance and apply for compensation. 2. Contact your insurance company: If your car was legally parked on the roadside and got scratched, you can directly file a claim with your own insurance company. If the responsible vehicle is not found, insurance companies usually have a 10-30% deductible rate, meaning they will cover 70% of the repair costs, leaving the remaining 30% to be borne by the car owner. 3. Repair it yourself: For minor scratches, repainting is usually sufficient, costing around a few hundred yuan.
If your parked car gets scratched and the other party is gone, don't panic. As an experienced driver, here's what to do. First, ensure safety—don't impulsively chase or move recklessly. Check for hazards before exiting the car. Immediately use your phone to take photos or videos, capturing damage details, parking position, and surroundings like buildings or landmarks—these are crucial evidence. Next, call 110 to report the hit-and-run; police will document the incident and provide an accident report for follow-up. Don’t forget to contact your insurer with the report number to ask about claims—they may cover repair costs. For prevention, park in monitored areas or install a dashcam to capture license plates. Stay calm, follow steps methodically—keeping a level head is key.
