What to Do If Your Illegally Parked Car Gets Scratched?

[DeAdeline]

Responsibility is entirely borne by the illegally parked vehicle owner for the following reasons: 1. Basis for Traffic Police Judgment: In the event of a vehicle scratching incident where both parties dispute responsibility, traffic police should determine the accident liability based on whether each party has committed any violations and the extent to which these violations contributed to the accident. 2. According to Regulations: Article 46 of the "Road Traffic Accident Handling Procedures" stipulates that the traffic management department of the public security organ shall determine the responsibility of the parties involved based on the role of their actions in causing the road traffic accident and the severity of their faults. (1) If a road traffic accident is caused by the fault of one party, that party shall bear full responsibility; (2) If a road traffic accident is caused by the faults of two or more parties, the parties shall bear primary, equal, or secondary responsibility respectively, based on the role of their actions in causing the accident and the severity of their faults; (3) If no party is at fault for causing the road traffic accident, it is considered a traffic accident with no fault, and no party bears responsibility. If one party intentionally causes a road traffic accident, the other party bears no responsibility. Provincial public security organs may formulate specific rules or standards for determining road traffic accident responsibility in accordance with relevant laws and regulations.

[MatthewAnn]

That time I stopped by the roadside to buy something and got scraped, leaving a big scratch on the rear of the car. I immediately calmed down to assess the situation, but the other party had already fled. I took several photos with my phone: the car body scratches, the surrounding environment including the parking lines on the ground. Then I called the police at 122, clearly explaining the location and the accident details to the officer. The traffic police checked the surveillance and found it was a truck that scraped my car. When contacting the insurance company, I explained it was an illegal parking accident, and while the other party was at fault, I still had to bear 30% of the repair costs. In the end, the car repair cost over two thousand yuan. The lesson was profound—no matter how urgent, always park in a proper parking space.

[VanKevin]

I was parked in the bicycle lane to pick up a package when someone on a bike scraped off my car's paint, which almost drove me crazy. I reminded myself to stay calm and first recorded a video of the scratched area and the details of the road conditions. I immediately called 122 to report the incident, and the police arrived to measure the marks and retrieve surveillance footage from nearby shops. At the same time, I contacted my car insurance customer service to file a report. Due to the shared responsibility for illegal parking, I had to cover 30% of the cost myself. Now I’ve developed the habit of always turning on my hazard lights and placing a warning triangle when parking to avoid being accidentally hit.

[DelCarlos]

After discovering a car scratch, first secure evidence: Take comprehensive photos including ground markings and vehicle position. Call 110 to report the accident, stating the location and time, and request investigation of the perpetrator. Contact your insurance company to submit documents, but note that illegal parking may affect the compensation ratio. Finally, visit a quick repair shop to fix the scratches and have the mechanic check the chassis and tire condition. Remember to confirm whether the vehicle is obstructing traffic before moving it.

[JadeMarie]

I parked near a crosswalk and the front bumper got scraped. The handling process was quite practical: take photos for evidence including street signs and collision marks, and report the accident to the police (122) to document the incident. The key point was the division of responsibility, with the other party covering 70% of the cost while I had to bear 30%. The insurance company explained that illegal parking is considered an active risk, so the compensation would be discounted. Later, I spent 1500 to replace the new bumper and always keep a dashcam to prevent disputes.

[Maci]

It's really frustrating when your parked car gets scratched, and I can relate. Don't rush to move your car at the scene; take a deep breath and carefully photograph the damage and the positions of surrounding vehicles. Use the 110 hotline to access surveillance footage and identify the electric scooter responsible. The other party compensated for part of the repair costs, but the insurance still deducted the deductible. Learn your lesson and avoid parking near intersections—now I'd rather walk an extra 200 meters to find a spot.