What to Do If Your Car Window Is Smashed?
2 Answers
File a police report immediately. This insurance is an additional coverage to the vehicle damage insurance, and only vehicles already covered by vehicle damage insurance can apply for this additional coverage. Insurance company on-site inspection and damage assessment. It refers to the insurance company being responsible for compensating the insured vehicle during its usage. Apply for (purchase separate glass breakage insurance) claims. If the car window is maliciously damaged, insurance companies generally do not provide compensation. Claims are usually processed within 3-10 days or according to the insurance company's specified date. The insurance company is responsible for compensating for the separate breakage of the vehicle's windshield and window glass.
That morning when I went to drive my car, I found the rear window shattered with broken glass scattered all over the ground. The first thing I did was stay calm and didn’t immediately go over to inspect it, fearing I might cut my hands on the shards or encounter hidden dangers. Then, I immediately called 110 to report the incident, describing my location and the situation. The police arrived quickly to document the scene. Taking photos of the scene was crucial, so I used my phone to capture panoramic shots of the car’s interior and exterior, detailed images of the broken glass, and the damaged areas of the car body. Next, I called my insurance company to report the incident, and they advised me not to move the car until a professional could assess the damage. A friend who owns a repair shop helped me temporarily secure the window with a plastic sheet, and it took half a day to replace it with a new one. Later, I realized that parking in well-lit, monitored parking lots reduces the risk of being targeted. Although the whole process was frustrating, handling it step by step made it go smoothly.
