What to Do If Your Car Is Stolen?
2 Answers
If your car is stolen, first report the incident to the public security authorities. After filing the report, you can only wait for the authorities to solve the case. If you have theft insurance, after reporting to the public security authorities, you should immediately report to the insurance company. The sooner, the better. For a stolen vehicle covered by theft insurance, compensation from the insurance company requires confirmation of the case by county-level or higher criminal investigation departments. If the vehicle's whereabouts remain unknown for three months, the insurance company will proceed with the compensation. If the vehicle is not recovered within three months, the compensation amount will be paid within the insured amount. If the vehicle is recovered within three months, the insurance company will cover the repair costs.
If my car is unfortunately stolen, I need to stay calm and take immediate action. First, I will call 110 to report the theft, providing detailed vehicle information including the license plate number, model, color, and any distinctive features, so the police can quickly intervene in the investigation. At the same time, I will contact my insurance company to report the theft, submitting proof documents such as the purchase invoice or vehicle registration certificate to facilitate their claim processing. While waiting, I will recall the last parking location of the vehicle and contact the parking lot or residential area management to review surveillance footage for clues. Providing the key serial number would be even better to aid in tracking. As a preventive measure, I previously installed a GPS tracker, which helped me recover the car once, so I recommend all car owners consider such a device. Losing a car is a serious matter, but by following systematic steps, the chances of recovery can always be increased.
