What to Do If Your Car Is Hit by Someone Else?

[DeHeidi]

Wait for the traffic department to determine liability. After compensation from compulsory traffic insurance, the insufficient portion will be compensated according to liability. If negotiation fails, resolve the issue by filing a lawsuit in court. In the event of a traffic accident between motor vehicles, the party at fault shall bear the liability for compensation. If both parties are at fault, the liability shall be shared according to the proportion of their respective faults.

[VanSadie]

As an experienced driver who has been through several accidents, I would advise you to first calm down, immediately move your car to a safe location, and turn on the hazard lights to secure the scene. Check yourself and the other party for any injuries, and call emergency services if necessary. Then exchange driver's licenses and insurance information, including taking photos of the accident scene, damage locations, and license plate numbers—this will help the insurance company assess the claim later. Next, dial 122 to report the incident to the police. After the police arrive and document the scene, contact your insurance company to file a claim—they will guide you through filling out the forms and arranging repairs. Afterwards, take your car to a reputable repair shop; don't cut corners to save money, as poor repairs can lead to endless problems later. Finally, I recommend installing a dashcam and maintaining a safe distance when parking. While the process may seem lengthy, taking it step by step will reduce stress—prevention is always better than dealing with the aftermath.

[Johnathan]

As a business professional who frequently drives on highways, I follow a set procedure when my car gets hit. The top priority is to safely pull over and avoid arguments. Check for injuries; if no one is hurt, quickly exchange contact information and insurance policy numbers with the other party, and take plenty of photos, including the angle of impact and road signs. Then, report the incident to your insurance company with a detailed description—they usually respond within 24 hours. Next, contact a trusted repair shop for an assessment; I recommend authorized dealerships (4S shops) to ensure genuine parts and avoid rework. After the accident, stay calm—don’t rush to file claims. For significant losses, consider consulting a lawyer. Daily driving habits like wearing seatbelts and maintaining safe distances can help prevent such incidents.

[JoyFitz]

As a young mother, my first priority in such situations is family safety. After a collision, immediately pull over and turn on the hazard lights. Get out to confirm no one is injured, especially checking if children are nearby. Then calmly exchange ID and insurance information with the other party, take photos as evidence, and don't forget to record the location and weather conditions. Afterwards, call the police (122), and only after the police have handled the situation, report to your own insurance company, clearly describing the damages. For repairs, it's recommended to go to reputable chain shops, not roadside stalls. Teach children not to approach accident scenes in daily life - simple precautions can make life more secure.