What to Do If Your Car Is Hit by Someone Else?
2 Answers
Wait for the traffic department to determine liability. After compensation from compulsory traffic insurance, the insufficient portion will be compensated according to liability. If negotiation fails, resolve the issue by filing a lawsuit in court. In the event of a traffic accident between motor vehicles, the party at fault shall bear the liability for compensation. If both parties are at fault, the liability shall be shared according to the proportion of their respective faults.
As an experienced driver who has been through several accidents, I would advise you to first calm down, immediately move your car to a safe location, and turn on the hazard lights to secure the scene. Check yourself and the other party for any injuries, and call emergency services if necessary. Then exchange driver's licenses and insurance information, including taking photos of the accident scene, damage locations, and license plate numbers—this will help the insurance company assess the claim later. Next, dial 122 to report the incident to the police. After the police arrive and document the scene, contact your insurance company to file a claim—they will guide you through filling out the forms and arranging repairs. Afterwards, take your car to a reputable repair shop; don't cut corners to save money, as poor repairs can lead to endless problems later. Finally, I recommend installing a dashcam and maintaining a safe distance when parking. While the process may seem lengthy, taking it step by step will reduce stress—prevention is always better than dealing with the aftermath.
