What to Do If Your Car Is Hit by a Tree in a Parking Space?
1 Answers
Here are the steps to follow if your car is hit by a tree in a parking space: First, you should call the police and notify your insurance company. However, it is crucial to remember that you should not move the vehicle unless it is absolutely necessary, ensuring traffic safety and preserving the scene until the relevant personnel arrive. If moving the car is unavoidable, take photos of the scene as evidence before doing so. Failing to document the scene may lead to difficulties and unnecessary complications in the subsequent claims process. Compensation scenarios for a car damaged by a falling tree are as follows: 1. If the tree falls due to force majeure (unavoidable circumstances): If the vehicle is insured, the insurance company will cover the compensation. If there is no insurance or the damage is not covered by the policy, the owner must bear the cost. 2. If the tree falls and causes damage to others: According to Article 90 of the Tort Liability Law of the People's Republic of China, if a tree falls and causes damage to others, the owner or manager of the tree shall bear tort liability unless they can prove they were not at fault. 3. If the tree falls due to negligence in maintenance or management: In such cases, the manager of the tree is responsible for compensation, and the owner may also bear joint liability. If the car owner is partially at fault, they may also share some responsibility.
