What to Do If Your Car Is Damaged by Hail?

1 Answers
SanAiden
07/29/25 11:21pm
Car damage caused by hail falls under the scope of auto damage insurance, and you can contact your insurance company for compensation. Precautions for claiming insurance compensation for hail damage: 1. Upon discovering that your car has been damaged by hail, it is crucial not to move the vehicle. Immediately locate your auto insurance policy to check if you have purchased auto damage insurance. Within 24 hours of finding the policy, report the incident to the insurance company. However, for this claim, you will need to provide weather forecasts or news reports proving that hail did occur at the time. 2. After reporting the claim, the insurance company will arrange for a staff member to contact you and conduct an on-site inspection at a nearby location. At this point, you will need to provide documents such as the owner's ID card, vehicle registration certificate, original and duplicate copies of the driver's license, and the owner's bank card. 3. Once the insurance company's inspection is completed, the staff will usually direct you to a designated repair facility or a 4S shop for repairs. At this stage, you will need to pay the repair costs upfront, after which the insurance company will reimburse you.
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