What to Do If Your Car Insurance Expired for 15 Days?
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If your car insurance has expired for 15 days, you need to reapply for it. Here are the specific details about car insurance: 1. Consequences of expired car insurance: First, if traffic police stop your vehicle for inspection and you don't have insurance, you may be required to pay double the insurance premium. Second, if a traffic accident occurs without insurance, you'll have to bear all the losses yourself. 2. Categories: Car insurance is divided into two types: compulsory traffic insurance and commercial insurance. Compulsory traffic insurance, also known as compulsory third-party liability insurance, is mandatory by the state and mainly covers compensation for losses caused to third parties in traffic accidents. Commercial insurance is optional and can be purchased based on the owner's personal needs. Commercial insurance includes basic insurance and additional insurance.