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What to Do If Your Car Gets Scratched Due to Illegal Parking in a Parking Lot?

2 Answers

BradleyDella

09/05/25 6:53am

If your car gets scratched in a parking lot, here are some solutions: 1. First, check whether the parking lot charges fees. If it doesn't, the parking lot generally has no obligation to compensate. 2. For a regular paid parking lot, such parking facilities are responsible for vehicle protection. If your vehicle is damaged, you can claim compensation from the parking lot. 3. If the parking lot refuses to compensate, you can ask for permission to review the parking lot's surveillance footage. This may lead to two outcomes. The first is identifying the vehicle or person responsible for the damage, allowing you to seek compensation with the help of the police. The second scenario is failing to find the responsible party, in which case you can only claim compensation from your insurance company. However, the downside is that your insurance premium may increase the following year, so the car owner needs to weigh whether to file a claim.

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VonRebecca

09/17/25 7:11am

I've encountered a similar situation before. Illegal parking can indeed easily lead to accidents. When you block the passage or occupy someone else's parking space and your car gets scratched, the first thing to do is stay calm. Carefully inspect the vehicle damage, take photos to document the surrounding environment and details of the scratches, which will help with subsequent liability claims. Then seek assistance from the parking lot attendant to review surveillance footage or find eyewitnesses, as illegal parking might have provoked the other party's anger. If the responsible party can be identified, you can negotiate compensation. If there's no surveillance, contact your insurance company to inquire about the claims process. Comprehensive insurance usually covers this, but it might affect next year's premium. Illegal parking is wrong in itself, so I suggest following the rules and parking in designated areas to avoid obstructing others. This incident taught me a lesson: try to park close to the edge and leave enough space in parking lots to reduce friction.

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