What to Do If Your Car Gets Flooded Without Purchasing Water Wading Insurance?

1 Answers
Sally
07/25/25 7:25am
Solutions for a car getting flooded without purchasing water wading insurance: 1. Whether the car is parked by the roadside and flooded or stalled due to driving into a waterlogged area, do not attempt to restart the engine or move the vehicle; 2. Ensure your safety first, then promptly take photos of the vehicle damage and the scene for subsequent damage assessment; 3. Call the insurance company to report the incident and await rescue. Note that the insurance must be reported within 48 hours of the incident, otherwise the insurance company will not compensate. Generally, after a car is submerged in water, it needs cleaning and repairs. The extent of repairs varies depending on the flooding situation and depth. If the vehicle's onboard computer, interior, seats, or other peripheral components are damaged due to water ingress, the insurance may cover the costs.
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