What to Do If Your Car Gets Flooded in a Heavy Rain?

2 Answers
MacHolden
07/28/25 9:33pm
Here are the solutions if your car gets flooded in a heavy rain: 1. Auto Damage Insurance: If your car is flooded and you have purchased auto damage insurance, and the car is in a stationary state, call the insurance company. Even if you haven't purchased waterlogging insurance, you can still receive compensation. 2. Engine Water Ingress: Do not start the car. Forcibly igniting the engine will cause damage to it. Here is some extended information about water-damaged cars: 1. Specific Definition of a Water-Damaged Car: A vehicle begins to accumulate water, and internal components are damaged due to the water. Water-damaged cars also have corresponding flood levels. 2. Classification of Water-Damaged Car Flood Levels: Flood level 1: Water just reaches the vehicle's chassis. Flood level 2: Water reaches half of the wheels. Flood level 3: Water almost completely submerges the tires. Flood level 4: Water reaches the engine hood. Flood level 5: Water completely submerges the engine hood. Flood level 6: Water submerges the car roof.
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EvangelineLee
08/12/25 2:11am
I've been driving for over a decade, and what I fear most is encountering flooded roads during heavy rain. The first thing you must do when water enters your car is to turn off the engine and cut the power. Starting a waterlogged engine will definitely total it. When the water reaches halfway up the wheels, it's time to abandon the car—using a safety hammer to break the window is faster than trying to force the door open. After escaping, avoid touching any electronic devices, not even the radio, to prevent short circuits. Quickly call for rescue and a tow truck, and remember to take photos of the scene for your insurance company. Once the car is towed out, don't believe in folk remedies like drying it in the sun—flood-damaged cars must go to a professional repair shop to remove and dry carpets and seats, and treat rusted parts. Repair costs for water damage to the transmission or control modules can be very high, and without comprehensive insurance, the losses can be substantial. When parking in the rain, avoid downhill roads and underpasses, and always keep window-breaking tools in your car for safety.
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