What to Do If You Scratch Someone Else's Car in a Parking Lot?

[VincentAnn]

If you accidentally scratch another car while parking, you should promptly notify the car owner to discuss compensation. If insurance is needed, you should immediately inform the insurance company to conduct an on-site inspection. Below are the steps to follow in case of a scratch or collision: 1. Report the Incident: Call the insurance company to report the incident or dial 110 to alert the police, and proceed with subsequent handling based on the insurer's instructions. 2. Incident Investigation: An insurance adjuster will assist the policyholder in investigating the cause, nature, responsibility, and extent of the damage. 3. Damage Assessment: Collaborate with the insurer, repair shop, or relevant parties to determine the location, items, and amount of the damage. 4. Claim Submission: Depending on the type of damage, gather the necessary documents for the claim and submit them to the insurer for processing. 5. Claim Settlement: After verifying the incident and claim documents, the insurer will compensate the policyholder according to the insurance policy.