What to Do If You Scrape a Parked Car

[Philip]

Don't panic if you scrape someone else's car while parking. Stop moving the vehicle immediately and get out to assess the damage. If only the primer coat is scratched, repainting is the only way to restore it, which costs relatively little. For more severe scratches, it's advisable to follow legal procedures and file an insurance claim, letting the insurance company evaluate the costs to minimize your losses. Here's the car insurance claims process: 1. Accident Liability Determination: Report the accident to the police immediately, and let traffic police determine liability. 2. Notify the Insurance Company: An insurance adjuster will inspect the accident scene to confirm the situation. 3. Vehicle Repair: Insurance companies usually recommend repair shops they cooperate with, but car owners can also choose their own. 4. Claim Settlement: Submit the repair invoice to the insurance company for claim settlement.