What to Do If You Scrape a Parked Car

[Philip]

Don't panic if you scrape someone else's car while parking. Stop moving the vehicle immediately and get out to assess the damage. If only the primer coat is scratched, repainting is the only way to restore it, which costs relatively little. For more severe scratches, it's advisable to follow legal procedures and file an insurance claim, letting the insurance company evaluate the costs to minimize your losses. Here's the car insurance claims process: 1. Accident Liability Determination: Report the accident to the police immediately, and let traffic police determine liability. 2. Notify the Insurance Company: An insurance adjuster will inspect the accident scene to confirm the situation. 3. Vehicle Repair: Insurance companies usually recommend repair shops they cooperate with, but car owners can also choose their own. 4. Claim Settlement: Submit the repair invoice to the insurance company for claim settlement.

[VanLaila]

If I accidentally scrape a parked car by the roadside, I will immediately pull over to a safe spot and turn on the hazard lights as a warning. Then, I will get out to check if there are any visible scratches or damage on the other vehicle. If there are, I will take out a pen and paper I carry with me to write a note stating the time and location of the incident, my apology, and my contact number, along with a brief description such as 'Minor scrape on the right rear side, please contact me for compensation arrangements,' and place it under the other car’s windshield wiper. At the same time, I will take a few photos with my phone, capturing the positions of both cars and the details of the damage as evidence. If the damage is severe or the other car is expensive, I will not leave the scene but wait for the owner to appear (while ensuring safety) or directly call the traffic police to report the incident. This approach fulfills my responsibility and avoids being accused of a hit-and-run, making insurance claims easier afterward. In daily driving, I always leave extra space, especially in crowded areas, and drive slowly—preventing such accidents is more important than dealing with the aftermath. Life experience has taught me that handling things promptly can save a lot of trouble.

[DiLila]

That day when I was reversing on the street, I scraped a parked car and my heart skipped a beat, my hands trembling. I quickly stopped the car and turned off the engine, recalling what I learned during driving lessons: never flee! I took out a small notebook from my bag, hastily wrote 'Sorry for scratching your car, please call me to discuss repairs,' and slipped the note with my number into the other car's window. After waiting a few minutes with no one showing up, I drove away. Later, the owner contacted me, and fortunately, it was a minor issue we resolved through discussion. Mistakes are common for beginners, but leaving a note is basic courtesy and responsibility, helping to avoid legal disputes. Since then, I always look back when parking and feel more at ease after installing a dashcam—after all, safety is more important than time. Handling such minor incidents taught me that patient communication is better than panic.

[Marques]

If you scrape someone else's car, first stop to assess the damage. For minor issues, leave a note with your contact details and apologize. If it's serious, report to the traffic police for assistance. Remember not to drive away to avoid being held accountable for illegal behavior. Taking photos as evidence is essential for insurance processing. After handling the matter, proceed with repairs as needed—the insurance claim process is usually straightforward. Always pay attention to the roadside distance while driving.