What to Do If You Hit Someone Else's Car?
4 Answers
You can follow the normal insurance procedure. First, take photos yourself, and then the insurance company will send someone to assess the damage. Both parties should cooperate as much as possible, and both should be present during the damage assessment. If both parties are present, try to reach a settlement as much as possible. If a scratch occurs in a parking area and the owner cannot be found immediately, you can take photos first and leave a note for the car owner, providing your contact information for easy communication. If there are any injuries, you can call the police and let the traffic police determine the responsibility, then follow their judgment.
If you hit someone else's car, the first thing to do is definitely to stop and not flee. I immediately turned on the hazard lights and got out of the car to check if anyone in the other car was injured. If there were injuries, calling 120 to save lives would be the top priority. Then, take photos as evidence—capture clear shots of the front and rear of the cars, the scratched areas, and both license plates. It’s best to include the road markings in the photos as well. Next, communicate calmly with the other driver, avoid arguments, and exchange phone numbers and driver’s license information. After that, you must call the police and notify your insurance company, waiting for the traffic police to determine fault while the insurer sends someone to handle the case. Remember to record audio and video throughout the process to avoid disputes later. Repair costs will be handled based on fault—pay what you owe, and never consider fleeing, as the consequences of getting caught are much worse.
The most dreaded thing in a fender bender is panicking. My usual first step is to turn off the engine and engage the handbrake to ensure on-site safety. Immediately check the damage to the other vehicle, and when exchanging contact details with the owner, remember to verify the authenticity of their name and phone number. When calling the police at 122, clearly state the exact location and a brief overview of the accident. Also, call your insurance company simultaneously. While waiting, do not move the vehicles but place a warning triangle behind them. After completing these basic steps, it's best to visit a quick claim settlement center within 48 hours to process the paperwork. Throughout the process, remain calm—taking proactive responsibility often leads to a smoother resolution.
When accidentally hitting someone else's car, the first thing I do is take a deep breath to stay calm. Immediately activate the phone's video recording function to document the scene, capturing the positions of both vehicles and details of the damage. When communicating with the other car owner, maintain a sincere attitude and proactively offer to take appropriate responsibility. After calling the police, follow the traffic officer's instructions and carefully verify the details when filling out the accident report. Promptly contact your own insurance company and apply for claims according to the process. After handling the matter, add the other party on WeChat for convenient follow-up communication regarding repairs. Throughout the entire process, maintaining empathy is crucial, as anyone would be upset in such a situation.
