What to do if the vehicle is scratched and the third party cannot be found?
2 Answers
Call the police, report to the property management, and file a claim with the insurance company based on the situation. This highlights the importance of a dash cam. Here are the relevant details: 1. Function: It records traffic accidents or prevents fraudulent claims. Having a dash cam provides evidence and helps better determine accident liability. 2. Introduction: A dash cam, also known as a car black box, records video and audio during driving. Installing a dash cam can record the entire driving process, providing evidence for traffic accidents. For those who enjoy road trips, it can also document challenging journeys and prevent fraudulent claims in society. To drive more safely, installing a dash cam can help avoid many potential issues.
When encountering a situation where the vehicle is scratched and the third party cannot be identified, my first reaction is to immediately check the car damage insurance policy. Typically, being unable to find the responsible party falls under a single-party accident, and you can contact the insurance company to file a claim. I would first take photos for evidence, documenting the location and severity of the scratches, then call customer service to submit the evidence. The insurance company may require an assessment at a designated repair shop or reimbursement after paying out of pocket, so it's important to handle it promptly to prevent the scratches from worsening or rusting. In terms of costs, it depends on the insurance deductible, and I usually opt for repairs at a 4S shop to ensure quality. Additionally, I would pay more attention to parking in monitored areas to reduce similar risks. Developing a habit of regularly checking the vehicle's exterior can also help detect issues early.
