What to Do If the Other Party Leaves After a Minor Scratch?
2 Answers
You can locate the offending vehicle through surveillance and find the party involved by reporting the license plate number to the police. Below is relevant information regarding minor scratches: 1. Report to the Police: Report to the police to find the offender through surveillance and apply for compensation. 2. Report to Insurance: If the car is parked by the roadside and is not illegally parked when scratched, you can directly report to your own insurance company for compensation. If the offending vehicle is not found, the insurance company usually has a 10-30% deductible rate, meaning the insurance company can cover 70% of the repair costs, and the remaining 30% will be borne by the car owner. 3. Repair Methods: For minor scratches, repainting is generally used as a solution.
As an experienced driver encountering a minor hit-and-run situation, prioritize staying calm and avoid impulsive chasing to prevent greater dangers. First, find a safe place to pull over and assess the extent of the damage to your vehicle, such as scratches on the front or rear bumper. Quickly use your phone to take photos or videos of the scene, including the damaged areas of the car, surrounding environmental features, and details like time and location. If you managed to note the license plate number, that’s great, but if not, don’t worry. Then, immediately call 110 or the local traffic police to report the hit-and-run incident. They will either come to the scene or guide you through the reporting process. Next, contact your insurance company to file a claim, providing the photos and the police report. Generally, they will process the claim and cover the repair costs. Lastly, remind everyone to stay vigilant while driving, regularly check and adjust rearview mirrors to minimize blind spots, and take preventive measures to avoid such incidents.
