What to Do If the Compulsory Insurance Label Is Lost?

[SanReese]

There are two scenarios if the compulsory insurance label is lost: 1. For personal vehicles, you can bring your ID card, vehicle license, vehicle inspection materials, and insurance payment proof to the insurance company for a replacement. 2. For company vehicles, you need to bring the insurance list, power of attorney, and the handler's ID to the insurance company for a replacement. However, the application form for the compulsory insurance label replacement must also bear the company's official seal. Details about the compulsory insurance label are as follows: 1. The compulsory insurance certificate is a legal document proving the existence of the compulsory insurance contract between the policyholder and the insurance company. 2. The compulsory insurance label is an identifier issued by the insurance company to the policyholder, certifying that the vehicle is covered by compulsory insurance as required by laws and regulations. 3. The compulsory insurance policy and the fixed-amount insurance policy both consist of the original and a copy. The original includes a copy retained by the policyholder or insured, a financial copy, and a copy retained by the traffic management department. The copy for the traffic management department should be stamped by the insurance company and handed to the policyholder or insured, who will submit it to the traffic management department during vehicle registration, inspection, etc.

[DiFelix]

Last time my compulsory insurance label somehow fell off, which was really annoying. My suggestion is to immediately call the insurance company to report the loss. They’ll have me fill out a simple form or apply for a replacement via their app, and usually, the new label arrives in a day or two. During this period, driving without it is absolutely risky—if caught by the police without the label, it’s a sure fine of over a hundred bucks. So, I keep the electronic policy on my phone as a temporary proof. The replacement process is free and super simple. The insurance company also reminded me to stick the next one more securely on the top left corner of the windshield to reduce the risk of it peeling off due to wind and sun exposure. I’ve also made it a habit to check all my insurance-related documents monthly to avoid any surprises.

[CassandraDella]

I've been through this too. When I was younger, I carelessly lost my insurance decal and felt quite panicked. First, stay calm—just contact your insurer's customer service to report the loss. They'll verify your vehicle details and promptly arrange a replacement. During the interim, I tried to avoid driving; when absolutely necessary, I carried a printed copy of my policy to explain to officers. Modern insurers have upgraded services—many offer online channels for quick processing. I learned my lesson: now I attach a small label with contact info to the decal as a preventive measure. Ultimately, it's not catastrophic, but safety comes first—don't delay handling it.

[KayleeFitz]

I was a bit stunned when my insurance sticker suddenly disappeared, as it's mandatory and not something to be careless about. The first step is to quickly contact the insurance company to report the loss and request a replacement. Before driving, I must ensure I have the sticker; otherwise, I could face fines that affect my credit. I keep an electronic copy of my insurance policy handy for emergencies. The replacement process was smooth, and I often take photos to store on my phone as backup.