What to Do If Someone Scratches Your Car and Leaves?
1 Answers
Since leaving the scene after a minor car scratch without awareness does not constitute hit-and-run, generally the other party only needs to pay compensation even if found by traffic police. If the accident is minor, with no casualties or significant property damage, it will not constitute the crime of traffic accident. Meanwhile, hit-and-run is defined as fleeing to evade legal responsibility. If the at-fault party had no such intention, it cannot be classified as hit-and-run. The process for car insurance claims is as follows: 1. Accident Liability Determination: In case of an accident, immediately report to the police and have the traffic police determine liability. 2. Report to Insurance Company: An insurance adjuster will arrive at the scene to investigate and confirm the situation. 3. Vehicle Repair: Generally, insurance companies recommend repairs at their partnered shops, but car owners can also choose on their own. 4. Claim Settlement: Submit the repair invoice to the insurance company for claim settlement.