What to Do If Someone Rear-Ends My Car?
1 Answers
There are several scenarios in a rear-end collision: 1. If the rear-end collision is not caused by the front vehicle violating traffic rules, the rear vehicle is usually fully or primarily responsible. If there are no injuries and both parties agree to handle it privately, they can do so (if there is a dispute or injuries, the police should be called immediately). 2. Compensation issues can be resolved through both parties' insurance companies. Generally, the at-fault party is responsible for covering the repair costs of the vehicle as well as compensation for lost wages. Additional information: 1. If injuries occur, the at-fault party must also compensate for hospitalization meal subsidies and nursing fees. In cases of disability, additional compensation includes living subsidies for the disabled and disability equipment costs. In the event of a fatality, compensation includes death compensation and living expenses for dependents. Other expenses such as transportation and accommodation fees depend on the actual situation. 2. The responsible party in a rear-end collision compensates the affected party for related losses. These losses can be covered by compulsory traffic insurance, with any shortfall covered by commercial third-party liability insurance. If insurance is not purchased or coverage is insufficient, the driver must bear the remaining costs. Some cases may not be solely one party's fault, requiring determination of primary and secondary responsibility.
