What to Do If Someone Else Causes a Traffic Accident While Driving the Owner's Car?

[Reyn]

The primary liability for a traffic accident lies with the direct responsible party, while the car owner bears supplementary liability. If the borrower possesses a valid driver's license, the borrower should be held responsible. The car owner may assume supplementary liability first and then seek compensation from the responsible party. Lending the car to an unlicensed driver constitutes illegal behavior and fault liability on the part of the car owner, who should bear corresponding legal consequences.