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What to Do If I'm Fully at Fault in a Car Accident?

1 Answers

OArabella

07/30/25 2:20am

If you are fully at fault in an accident, you should bear full liability for compensation. If the vehicle is insured with compulsory traffic insurance and commercial third-party liability insurance, the insurance company will first cover the compensation within the coverage limits, and any remaining amount will be paid by the at-fault party. Compensation items in a traffic accident mainly include medical expenses, lost wages, nursing fees, transportation costs, accommodation fees, meal subsidies during hospitalization, nutrition fees, appraisal fees, disability compensation, disability aid equipment costs, funeral expenses, living expenses for dependents, death compensation, and consolation payments for mental distress. Basis: Article 17 of the "Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases" states that if a victim suffers personal injury, the compensation obligor shall compensate for various expenses incurred due to medical treatment and the reduction in income caused by lost work, including medical expenses, lost wages, nursing fees, transportation costs, accommodation fees, meal subsidies during hospitalization, and necessary nutrition fees.

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