What to Do If Hit by a Flying Stone While Driving?
2 Answers
If a stone kicked up by the tires of an oncoming or same-direction vehicle shatters your windshield, there is certainly no fault in this situation. When neither the victim nor the actor is at fault for the damage, the principle of equitable liability applies to share the victim's losses. If your car's windshield is shattered by an object thrown from another vehicle's window, this is more serious and constitutes dangerous driving. The offender will be fully liable and may also face fines. If a dump truck drops stones that shatter your windshield, it is definitely the truck's responsibility. Dump trucks are required by law to be covered with tarps to prevent any materials from falling off.
After driving for so many years, if a flying stone suddenly hits my car on the road, I would first stabilize the steering wheel without panicking, gradually slow down, and pull over to the side. Then, I would turn on the hazard warning lights to alert other drivers. Next, I would get out of the car to inspect the damaged areas, focusing on whether the windshield has cracks or if there are any dents or scratches on the body. Safety is more important than anything else, so I would avoid standing on the road to prevent secondary accidents. I would immediately take photos to document the stone's marks, location, and the surrounding environment—it would be even better if I could identify the source, such as a truck or construction site. I would then report the incident to the police, providing the exact time and location to facilitate the insurance claim process. After that, I would promptly drive to a professional repair shop for a thorough inspection, checking internal components like the suspension or chassis for any damage to ensure safe driving next time. Prevention is always key—keeping a safe distance from large vehicles or construction zones on highways can help reduce risks.
