What to Do If an Accident Occurs When the Vehicle Ownership Is Transferred but the Insurance Is Not?

[LeonardoLynn]

If an accident occurs when the vehicle ownership is transferred but the insurance is not, you can file an insurance claim with the insurance company. Relevant details are as follows: 1. Legal Basis: According to the "New Insurance Law" (2009), after the vehicle ownership is transferred, the new owner inherits the rights and obligations of the original insured. This means that as long as the vehicle ownership was transferred before the accident occurred, regardless of whether the insurance policy was transferred, the actual insured is the current owner at the time of the accident. 2. The procedures required for transferring vehicle insurance are: (1) Proof of identity of the current vehicle owner: including name, company name, ID number, contact number, and residential address. (2) Nature: The usage nature of the vehicle. (3) The method of obtaining the vehicle needs to be registered: If purchased, the invoice number must be provided. If it is an imported vehicle, the import certificate must be provided. (4) The vehicle has already processed: The type of insurance, the date of insurance, and the name of the insurance company.