What to Do If a Car Is Hit by a Tree on the Roadside?
1 Answers
If your car is hit by a large tree, you should first call the police and notify your insurance company. However, it is crucial to remember not to move the car unless absolutely necessary, ensuring traffic is not disrupted and safety is maintained. Wait for the relevant personnel to arrive. If moving the car is unavoidable, take photos of the scene to preserve evidence. Below are the types of insurance you need to purchase after buying a car: 1. Compulsory Traffic Insurance: This is mandatory by law, and failure to purchase it may result in fines if caught by traffic police. It offers limited coverage, mainly for third parties and not for your own vehicle. 2. Third-Party Liability Insurance: Covers compensation for injuries or deaths caused by the car owner to third parties. This is essential for both your protection and others'. 3. Vehicle Damage Insurance: Covers losses to your own vehicle due to natural disasters or accidents. Recommended for new drivers. 4. No-Deductible Insurance: An add-on that transfers the owner's liability to the insurance company, reducing personal losses. It is advisable to purchase this if you have both Vehicle Damage Insurance and Third-Party Liability Insurance.