What to Do If a Car Gets Hit by a Tree in a Residential Area?
2 Answers
If the car is insured, you can file a claim with the insurance company, as "vehicle damage insurance" is designed to cover such damages. In cases of force majeure, where a tree falls on the car and causes damage, the owner or manager of the tree is not liable for compensation.
I remember when my car got hit by a tree in the residential area, it was really frustrating, but I took immediate action. First, I calmed myself down and didn't disturb the scene. I quickly used my phone to take panoramic photos, including the damaged areas of the car, how the tree fell, and the surrounding environment. It's best to record a video as evidence. Then, I called 110 or 122 to report the incident to the police, clearly describing the accident location and time, which is crucial for determining liability. After that, I contacted the residential property management to handle tree removal and compensation, as they had neglected tree maintenance. Don't forget to notify your own insurance company, providing the policy number to file a claim. They will send someone to inspect and assess the damage. Generally, car damage insurance covers repair costs for such incidents. Before getting the car repaired, visit several 4S shops or repair shops to compare prices and don't make a hasty decision. Afterwards, discuss regular tree trimming with the property management to prevent future occurrences. Safety first—don't overlook potential hazards just to save trouble.
