What to Do After Hitting Someone Else's Car
2 Answers
Call the insurance company to report the incident or dial 110 to alert the police, then proceed with subsequent accident handling based on the insurer's instructions. The insurance adjuster will assist the policyholder in investigating the cause, nature, liability, and extent of the accident. Negotiate with the insurer, repair shop, or relevant parties to determine the scope, items, and amount of accident-related losses. Depending on the type of loss, gather the necessary documents for the claim and submit them to the insurer to process the claim. After verifying the accident and claim documents, the insurer will compensate the policyholder according to the insurance policy.
Having driven for decades, I've been involved in a few accidents, and experience has taught me to stay calm when handling them. The first step is to stop the car immediately, turn on the hazard lights, and set up the warning triangle to ensure the scene is safe. Then check for injuries, both for yourself and the other party, and call 120 immediately if it's serious. Next, take photos to document the vehicles' positions and the details of the damage, making sure to capture multiple angles clearly. Exchanging contact information is crucial, including the other party's name, phone number, license plate number, and insurance company details. If the damage exceeds 5,000 yuan or there's a dispute, call the police immediately to avoid future complications. Finally, contact your own insurance company to file a claim. Remember, never flee the scene, as the legal consequences could be much worse. When driving normally, maintain a safe distance and develop safe habits to reduce the chances of accidents.
