What to Do After a Car Scratch?
3 Answers
Determine the extent of the damage and develop a repair plan. If the damage has reached the level of deformation, it will require professional repair at a shop. Notify the insurance company for inspection and damage assessment. After a car scratch occurs, you need to call your insurance company. It is important to protect the scene of the incident. Take the car to an auto repair shop for servicing. Upon arrival, the auto repair technician will quickly determine the best repair solution for the scratch.
When the minor collision happened, I immediately pulled over and turned on the hazard lights to prevent secondary accidents, ensuring the surrounding environment was safe before getting out to check both vehicles. If no one was injured, the next step was to take comprehensive photos documenting the scene, including vehicle positions and damage details – the more thorough the better to prevent future disputes. When exchanging information, remember to note down names, phone numbers, license plate numbers, and insurance companies for claims processing. For minor accidents where both parties agree, private settlement is possible but requires signing a simple agreement. For major incidents, call the police immediately without delay. Afterwards, contact your insurance company to report the loss, being careful not to omit details like time and location when filling out forms. After reflection, I improved my driving habits and installed a dashcam – safety always comes first to prevent similar incidents from occurring.
I've experienced a few scratches, and the handling process must be remembered: first, stabilize the vehicle, pull over, and turn on the hazard lights—protecting yourself and others is crucial. Stay calm when communicating, don't get agitated, ask if the other party is injured, then take photos to preserve evidence, especially the license plate and damaged parts. When exchanging information, be sure to include the insurance company's contact details and names. If the damage exceeds a small amount, decisively call the police to let professionals handle it and prevent losses. After filing an insurance claim, promptly follow up on the settlement progress and keep all receipts. When driving, always maintain a safe distance to reduce such troubles, and adjust your mindset—don't let minor issues affect your mood.
