What to Do After a Car Scratch?

[McCaden]

The responsible party is always the rear vehicle. Simply fill out the accident report form and have both parties sign it. If neither party wants to sign or explain on the accident report form, it is necessary to call the police, start gathering evidence, and wait for the police to arrive and make a determination.

[SanTyler]

If my car gets scratched, I usually first find a safe place to stop, avoiding blocking traffic or causing secondary accidents. After parking, I check my own condition and the car's status—it's a relief if no one is hurt. Next, I take photos to preserve evidence, including the positions of both vehicles, details of the damage, and the surrounding environment, preferably with both wide-angle and close-up shots. Then, I exchange information with the other driver, and if there's a dispute, I call the police. I contact my insurance company to report the situation and prepare the necessary documents for a claim. Before heading to a professional repair shop, I temporarily cover any rust spots with tape to prevent rain erosion. Finally, I follow up on the insurance process afterward to prevent minor issues from becoming major hassles. After all, minor collisions are inevitable when driving, but safety always comes first.

[Norma]

After the car scratch occurred, I immediately pulled over and turned on the hazard warning lights. I quickly took out my phone to take photos from multiple angles, including the license plate and the details of the damage, to facilitate later proof. When communicating with the other car owner, I calmly exchanged contact information and insurance policy numbers. If no agreement could be reached, I noted down the time and location and reported it to the traffic police. I then notified the insurance company to submit the photos and descriptions and scheduled an inspection at a repair shop. Preventive measures include always keeping an accident record book in the car and writing down the process and date. After handling the incident, I assessed the losses to avoid repeating the same mistakes. Don’t delay; resolving it early saves worry and money. For minor scratches, you can even learn some basic repair skills yourself.

[SanLola]

When encountering a car scratch, I first calm down and don't panic, taking a few deep breaths to relax. After ensuring the scene is safe, I briefly communicate with others to avoid arguments that could affect my mood. Take a few photos to document the damage, then contact the insurance company to discuss the process, saving trouble later. If family members are present, comfort them and prioritize sending them to the hospital or home before dealing with the car. I make it a habit to keep all evidence and receipts for easy follow-up on repairs, while reflecting on my driving habits to reduce accidents. Life always has minor setbacks; the key is to resolve them quickly and move forward with a peaceful mindset.