
Here are the steps to take after a vehicle scrape: 1. The driver should stop the vehicle immediately, prioritize protecting the first scene, and take photos promptly. 2. Check if there are any injuries or casualties on both sides. 3. Notify the insurance company and call the police promptly, letting the traffic police handle the situation. Here is additional information on the post-collision process: 1. Stay calm, check if you are injured, and determine whether to call emergency services. 2. Get out of the car to assess the extent of vehicle damage and take photos for evidence. 3. If the damage is minor, negotiate with the other driver for a resolution. 4. You can call the police if necessary.

That day I scraped the curb while reversing, leaving the entire rear bumper scratched. The first thing to do was to pull over, turn on the hazard lights, check the collision spot, and note down the other party's license plate. If the other party was also present, I communicated politely, took photos of the damage including both the panoramic view and detailed scratches. Then I called 122 to report the incident, waiting for the traffic police to issue a liability determination letter, which is crucial as it directly affects the insurance claim. When contacting the insurance company, I sent them the on-site photos and the liability determination letter, and they arranged for an assessor to inspect the car. Finally, I took the assessment report to the 4S dealership for repairs, where the bodywork and painting were done to original factory standards. The whole process took about three days, but remember to keep the dashcam footage as evidence in case of disputes.

Last month I just had a minor scrape, and the lesson is to stay calm and avoid arguments. First, check for any injuries—call 120 immediately if anyone is hurt. Move the car to the emergency lane to prevent secondary accidents, and place the warning triangle at least 50 meters behind the vehicle. Take photos focusing on the contact points between both vehicles, skid marks on the road, and nearby traffic signs, as these directly affect the traffic police's determination of fault. When calling the insurance company, clearly describe the collision location and damaged parts—their online guidance is very convenient. For repairs, choose a certified workshop and afterward, check if the lights and radar are functioning properly. Honestly, such minor accidents can be resolved in half a day—the key is to follow the steps calmly and methodically.

For minor scratches, prioritize quick resolution. If both parties agree on liability, take five photos: full front and rear views of the vehicles, close-ups of the collision area, and both driver's licenses with vehicle registration. Exchange phone numbers and proceed directly to the rapid accident processing center without waiting for traffic police. You can obtain the settlement agreement in just 10 minutes, saving time and effort. Remember to verify the validity of the other party's insurance. For private settlements, complete the transfer on-site and retain proof. If damages exceed 2000, insurance must be notified within 24 hours. For touch-up paint, opt for spot painting to preserve the original factory finish and save 800. This approach allows the car to be repaired and ready before the end of the workday, ensuring no disruption to the next day's use.


