What to Do After a Car Is Flooded?
2 Answers
After a car is flooded, the first thing to do is to notify the insurance company that covers the vehicle and request an on-site inspection by the insurance company's staff or a third-party representative. The car owner should take photos of the flooded scene with a camera or mobile phone as evidence for the claim. If the vehicle stalls due to water ingress while driving, it is important to stay calm and immediately turn off the ignition. Do not attempt to restart the engine, as this can cause significant damage to the engine and may result in the insurance company denying the claim. Then, disconnect the negative terminal of the battery as soon as possible to prevent short circuits in the vehicle's electrical components due to water exposure. Move the vehicle to a safe location, preferably with the front higher than the rear, to allow water in the exhaust pipe to drain out and avoid damage to the catalytic converter and muffler.
My car got flooded in a heavy rain last time, it was really terrifying. First and foremost, ensure safety—never stay inside the car as water seeping into electrical components could cause electric shock. I immediately opened the door, ran out, and stood on higher ground to call for rescue assistance. After that, absolutely do not attempt to start the engine; if water enters the engine, it’s completely ruined. I had it towed to a nearby repair shop. At the shop, the mechanic helped drain the oil, clean the engine bay, and checked the wiring and fuel lines for any short circuits or corrosion. The whole process took some time and money, but fortunately, I had comprehensive insurance that covered part of the cost. I recommend parking on higher ground and avoiding waterlogged areas in daily life. If flooding occurs, take photos for evidence first, then report it to the insurance company for follow-up handling.
