What should I do if my car rear-ends another vehicle?
1 Answers
Proper procedures after a rear-end collision are as follows: 1. Protect the scene: The driver should immediately stop the vehicle and prioritize taking photos to preserve the initial accident scene. 2. Check the situation: Assess injuries or casualties on both sides. 3. Negotiation: Parties may negotiate privately after a rear-end collision (private negotiation doesn't require police involvement). If negotiation fails, immediately call the police, contact the insurance company, and arrange for damage assessment and repairs. Here are relevant details: 1. Police reporting considerations: Auto insurance policies typically require reporting to the insurance company within 48 hours of the incident, otherwise the insurer may refuse compensation. If authorizing someone else to report the incident, the reporter should bring their ID card and a letter of authorization from the policyholder. 2. Required documentation: Present three certificates and the insurance policy: vehicle registration, driver's license, policyholder's ID card, and insurance policy.