What should be paid attention to when buying car insurance?
1 Answers
When buying car insurance, the following aspects should be noted: 1. Don't just go for the cheapest option: Don't just focus on the price; service is very important. For example, in the event of an accident, can you ensure that the insurance company's personnel will arrive at the scene as soon as possible? Service attitude and quality are also crucial. Good service can save a lot of time and avoid many hassles. 2. Choose a reputable company to purchase car insurance: Reputable large platforms usually have official hotline customer service for insurance purchases or officially authorized website agents. Make sure to verify these details to avoid falling into online phishing traps. 3. Carefully read the terms and conditions published on the official website: Generally, large insurance companies will post detailed information about their insurance policies and each type of coverage on their official websites. At this point, you should carefully review the skills of the loss assessors, the case settlement rate of the car insurance, the case settlement cycle, the quality indicators of insurance payouts, and the regional scope of the claims and loss assessment institutions, etc. This can more conveniently help customers choose the right policy. 4. When purchasing online, immediately verify the policy by calling the company's official hotline upon receipt: Check whether the policy has been recorded. For example, the policy number, type of coverage, effective date, insurance period, insurance amount, and the name and ID information of the insured are all crucial. Also, check whether the seal on the policy is official. Generally, genuine and official policies will include the company's customer service hotline and methods for checking the policy, etc. 5. Purchase in advance: When buying insurance, remember not to wait until it expires. Always purchase in advance, usually one month ahead, because once the policy expires, the insurance company will need to inspect the vehicle, which can be time-consuming and laborious.
