What procedures are required when purchasing a car?
2 Answers
First, go to the insurance company to pay the insurance premium (some can be completed directly at the 4S store); pay the vehicle and vessel tax and vehicle purchase tax; drive to the vehicle management office for license plate registration, after which the traffic police will inspect the vehicle identification code, appearance, warning triangle, etc. Choose a license plate number online or at the vehicle management office. After selecting the number, retrieve the annual inspection label and the license plate receipt. Once the license plate is obtained, install it on the car and affix the annual inspection label and other required marks. Documents needed for car purchase: 1. Full payment purchase: Fewer documents are required for full payment purchase—only an ID card is needed to complete the purchase via cash or card payment. 2. Loan purchase: Loan purchase is slightly more complicated. You need to prepare copies of six major documents: ID card, income proof (household registration or temporary residence permit, etc.), property ownership certificate, marriage certificate, residence proof, and driver's license. If you are an individual business owner, you must also provide copies of relevant documents such as tax registration certificate, business license, and organization code certificate.
I remember when I bought a car a few years ago, there were quite a few procedures, but taking it step by step kept things organized. First, set a budget—don't exceed what your wallet can handle to avoid financial stress later. Then, choose the model. I often checked websites and car reviews, narrowed it down to two or three options, and went to the 4S dealership for test drives to get a feel for the steering wheel and comfort. During price negotiations, bringing some market price data helped me secure a good deal—don’t forget to check for any additional fees. Signing the contract is a big deal; I took my time reading through the terms, confirming the warranty and delivery timeline. For payment, I could choose between cash or applying for a loan—if opting for a loan, prepare your ID card and income proof. Finally, arrange insurance: compulsory traffic insurance is mandatory, and I added comprehensive coverage for extra peace of mind. Registering the plate required a trip to the DMV with my driver’s license to complete the registration. I summarized the entire process as: plan, experience, negotiate, sign, pay, insure, and register—this way, nothing gets missed, and you avoid rework.