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What procedures are required to release the mortgage after paying off the car loan?

1 Answers

DelilahMarie

07/29/25 1:21pm

Procedures required to release the mortgage after paying off the car loan: 1. The borrower needs to call the loan bank's customer service in advance to inquire about their loan repayment status and confirm that it has been fully repaid; 2. The borrower must bring their ID card, vehicle license, bank repayment details, and other relevant documents to the loan bank to retrieve the vehicle registration certificate that was mortgaged to the bank. By presenting the repayment details, ID card, etc., and after the staff verifies the information, the procedure can be processed; 3. The borrower must take the vehicle registration certificate, loan settlement proof, ID card, etc., to the local vehicle management office, submit an application to release the vehicle mortgage, provide the required documents, and after verification, the mortgage can be released; 4. Due to the loan institution's restrictions, the first beneficiary of the car insurance purchased is the loan institution. After the car loan is fully repaid, the borrower must change the first beneficiary of the insurance to themselves.

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