What procedures are required to release the mortgage after completing a leasing loan?

2 Answers
JuniperLee
07/24/25 10:26pm
"Vehicle Registration Certificate"; Original "Motor Vehicle Mortgage Registration/Pledge Filing Application Form" with the mortgagee's official seal; Identification documents and copies of both the vehicle owner and the mortgagee; Power of attorney from the mortgagee with an official seal. Condition 1: The vehicle owner uses the vehicle as collateral for the mortgage. The correct procedures must be followed. Condition 2: Under any of the following circumstances, the mortgage release registration will not be processed: If the documents or certificates submitted by the vehicle owner are invalid; If the vehicle is legally seized or impounded by the People's Court, People's Procuratorate, or administrative law enforcement departments.
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SanJameson
08/10/25 3:02pm
As a car owner who has personally gone through the release of lien process after paying off a lease loan, I believe the key is to be meticulous. First, contact your leasing company or bank to confirm that the loan has been fully paid off. They will then provide you with a loan clearance certificate and the vehicle registration certificate. Once you have these documents, the next step is to visit the local vehicle management office to complete the lien release. Remember to bring your original ID card and a copy, the original vehicle license, and the loan clearance certificate. Nowadays, many vehicle management offices support online appointments, so scheduling a time in advance can save you a lot of queuing hassle. When you arrive, the staff will verify your documents and help you complete the registration. The whole process is straightforward, but don’t forget any documents—for example, once I forgot to bring the copy and ended up wasting time on a fruitless trip. Finally, after the lien is successfully released, it’s advisable to check if there are any updates needed on your vehicle insurance to ensure everything is in order.
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