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What needs to be done after vehicle release from mortgage?

1 Answers

BeckettFitz

07/30/25 4:15am

After the vehicle is released from mortgage, you still need to bring the settlement documents, vehicle certificate, and ID card to the DMV to complete the vehicle release procedure. Vehicle release from mortgage refers to canceling the mortgage registration procedure for a mortgaged vehicle at the DMV, meaning the vehicle can be freely traded afterward. Because with a mortgage record, the vehicle cannot be freely traded or transferred. The documents required for the vehicle owner to complete the mortgage release at the DMV include: a power of attorney (with official seal and verification stamp), the owner's valid personal ID, a completed 'Motor Vehicle Mortgage Registration/Pledge Filing Application Form', the lending institution's organization code certificate, the vehicle registration certificate, and a loan clearance certificate issued by the lending institution. If the vehicle owner cannot apply in person for reissuing the vehicle registration certificate due to reasons such as death, overseas travel, serious illness, disability, or force majeure, an agent can apply on their behalf with relevant proof. However, when applying for vehicle registration and related procedures, the agent must submit their ID and a written authorization from the vehicle owner.

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