What needs to be displayed on the car after purchasing auto insurance?
3 Answers
When purchasing auto insurance, it is necessary to affix the compulsory traffic insurance label to the upper right corner of the front windshield. If you hold an electronic compulsory insurance policy, there is no need to paste the compulsory insurance label. The specific details are as follows: 1. Electronic policy: In 2020, if the vehicle's compulsory traffic insurance label is an electronic policy, it does not need to be affixed in pilot areas. Electronic policies have the same effect as physical policies and labels. If stopped by traffic police, the owner only needs to present the electronic policy to be allowed to proceed without fines or towing. 2. No need to affix: Regions such as Beijing and Shenzhen have taken the lead in implementing the electronic policy policy. For electronic policies purchased by car owners, traffic police can simply check online to verify insurance coverage, eliminating the need to affix insurance labels to the car window.
When I first bought car insurance, I asked the same question. Actually, nowadays there's no need to stick any paper labels. In the past, the compulsory traffic insurance label had to be displayed on the windshield, but now electronic insurance policies are implemented nationwide. When traffic police check, they can directly scan your license plate to know your insurance status, even the vehicle inspection label has gone electronic. But remember to print a copy of the electronic insurance policy and keep it in the glove box, just in case your phone has no signal for emergencies. My friend drove to another city for vacation, and some local small parking lots still asked to see the insurance policy copy - better safe than sorry. And all those recommendations for fuel tank cap stickers or insurance decals are just business tricks, pure scams to make money.
I've pondered this question too. Having driven for twenty years, I've witnessed the gradual simplification of car insurance decals. Back in the early 2000s, we had to display the blue-background compulsory insurance decal, and you could fit up to three decals below the rearview mirror. But after 2018, everything went digital – now you can just show the insurance QR code in the 12123 mobile app anytime. Here's something important to remember: commercial insurance never required a decal in the first place. Some novice drivers get tricked into buying anti-theft stickers or insurance reminder decals, which are complete wastes of money. If you're ever stopped by traffic police, just tell them to check your license plate – the system is now real-time networked and very convenient. The most worry-free approach is to keep your electronic policy handy. I always keep a screenshot saved in my phone's photo album.
