What is the specific process for rapid accident compensation?

[Thompson]

Rapid handling and compensation for traffic accidents, simply put, is a system that can speed up the processing of simple accidents. The so-called "rapid handling and compensation" refers to property damage caused by accidents between motor vehicles, or between motor vehicles and non-motor vehicles without casualties, or where the parties involved are slightly injured. As long as the vehicle can be moved safely and meets the regulations for self-withdrawal from the scene, the parties must leave the accident site and negotiate the compensation method on their own. In the event of a traffic accident on the road that only causes minor property damage and where the basic facts are clear, the parties involved should first leave the scene and then negotiate the settlement.

[MiguelLee]

Last time I had a minor scrape, the quick claim process went pretty smoothly. The first step is to immediately pull over, turn on the hazard lights, and secure the scene to prevent any secondary accidents. Then, get out of the car to take photos for evidence, including the damage location, license plate number, road markings, and overall scene—snap multiple angles to avoid missing anything. After taking photos, quickly contact 122 to report the accident or call your insurance company’s customer service—they’ll guide you on the next steps. If it’s a minor accident with clear liability, you can opt for the quick claim channel, such as filling out an electronic quick claim form via WeChat or getting an on-site certificate from traffic police. Once that’s done, negotiate responsibility with the other party and sign a simple agreement. Then, within 24 hours, visit a designated loss assessment center to inspect the vehicle’s condition, where an assessor will photograph and estimate repair costs. Afterward, choose a repair shop, and the insurance company will settle the bill directly—the whole process is wrapped up within a week, saving time and effort. Safety comes first—never panic and move the vehicle carelessly, as it could compromise evidence collection.

[HaileyFitz]

I had a minor rear-end collision recently, and the quick accident compensation process was a lifesaver. First, park the car safely and ensure no one is injured, then turn on the hazard lights to avoid causing traffic congestion. Next, use your phone to take clear photos of the damaged areas, license plates, and surrounding environment. If there are surveillance cameras, note their locations. After taking photos, call your insurance company to report the incident, describing the details truthfully. They will send you a link to submit evidence and accident information online. If liability is undisputed, reach an agreement with the other party and sign a simple agreement or upload the details via an app. Soon after, someone will schedule an appointment for you to visit a damage assessment center to inspect the vehicle and verify the losses, filling out the necessary forms. After the assessment, you can choose either a designated repair shop or your preferred location. The insurance company will transfer the payment, and I didn’t have to spend a penny on repairs—the whole process was completed in just two or three days. A reminder: store photos in the cloud as backup, stay calm and patient during claims communication, and don’t let the other party delay the process with disputes.

[LeahMarie]

The core of quick accident claim settlement is to resolve the matter swiftly and safely. In case of an accident, immediately stop the car, engage the handbrake, and set up warning signals. Take photos to document the damage details at the scene. Contact the insurance company to report the accident, then fill in the information on the quick claim agreement or app and submit it, clearly defining the division of responsibility. Next, go to the damage assessment point for vehicle inspection to complete the claim process, which is efficient without cumbersome procedures. Throughout the process, ensure sufficient evidence to avoid disputes.