What is the Role of Car Insurance

1 Answers
VanBraxton
07/30/25 8:54am
Car insurance serves the following purposes: 1. Purchasing car insurance provides vehicle owners with financial compensation or cash reimbursement in the event of accidents or other incidents. 2. It is a crucial measure for risk transfer. By purchasing insurance, daily operational errors or unforeseen risks can be transferred to the insurance company, offering significant protection to the vehicle owner. 3. Various risks and risk losses during the use of motor vehicles are difficult to resolve solely through risk avoidance, prevention, dispersion, mitigation, or risk retention. Whether it's a new car or a used one, insurance must be purchased after obtaining the license plate. Nowadays, there are numerous types of vehicle insurance, and some are not mandatory to purchase.
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