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What is the purpose of commercial auto insurance?

1 Answers

StAnnie

07/30/25 12:28am

Commercial auto insurance is designed to protect your vehicle. It provides coverage in case of car damage or accidents. Essentially, commercial auto insurance is the same as motor vehicle commercial insurance. Introduction to Commercial Insurance: Commercial auto insurance is essentially motor vehicle commercial insurance. It refers to voluntary auto insurance policies purchased from commercial insurance companies, in addition to the mandatory motor vehicle liability insurance required by the state. Types of Commercial Insurance: Common types include vehicle damage insurance, third-party liability insurance, theft insurance, and passenger liability insurance. Important Notes: Do not double insure; Avoid over-insurance or under-insurance; Ensure comprehensive coverage; Renew policies promptly; Carefully review insurance documents; Verify policy details; Carry insurance cards at all times; Beware of fraudulent claims; Note that third-party definitions in auto insurance typically exclude family members.

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