What is the process for handling full liability in a rear-end collision?
2 Answers
When a rear-end collision occurs and the following vehicle is fully at fault, the handling process is as follows: 1. Report the accident to the police: After traffic police arrive at the scene, they usually facilitate negotiation between both parties based on the severity of the accident. If the other party disagrees with your requested repair costs, be sure to obtain a traffic accident liability determination certificate from the police. 2. Both parties should report to their respective insurance companies: The insurance companies will provide advice and suggestions, and typically the other party's insurance company will dispatch a representative. 3. After the insurance company representative arrives at the scene, they will conduct an on-site investigation: This mainly involves taking photos, recording evidence, and filling out an on-site investigation report. The vehicle will then be assessed for damages by the insurance company, after which repairs should be carried out at the 4S dealership where the vehicle was purchased, with the specific timing of repairs to be determined as appropriate.
In a rear-end collision where the following vehicle is fully at fault, the process must be followed step by step. First, ensure safety: stop immediately, turn on the hazard lights, and do not move the vehicle to prevent secondary accidents. Check for any injuries, and if there are any, call 120 for an ambulance and 122 to report the accident to the traffic police. Next, gather evidence: use your phone to take photos of the damaged areas, the overall scene, the other party's license plate, and documents such as their driver's license and vehicle registration. Record the other party's contact information for future communication. After the traffic police arrive and determine liability, contact your insurance company to report the claim and provide evidence of the other party's full liability. The insurance company will guide you through the repair or damage assessment process, and the fully at-fault driver will compensate for all losses, including repair costs or medical expenses. After the incident, remember to follow up on the mediation agreement or settlement to avoid disputes. To prevent future accidents, maintaining a safe distance is crucial.
