What is the process for filing a car insurance claim?
1 Answers
After an accident occurs, preserve the accident scene and immediately report the incident to the insurance company. The vehicle owner should take the car to a repair shop and notify the insurance company simultaneously. The repair shop will provide an estimate, and the insurance company will assess the damage. Pay the repair shop in full for the repair costs, then collect the claim documents and submit them to the insurance company to complete the claim process. Upon receiving all the required claim documents, the insurance company will perform a calculation to determine the final compensation amount. The insurance company's finance department will transfer the compensation amount, as calculated by the claims adjuster, to the vehicle owner's designated account.